Last updated: 31/07/2026
TermLifePicks (“we,” “us,” or “our”) operates the website termlifepicks.com (the “Site”). This Privacy Policy explains what information we collect, how we use it, and the choices you have.
1. Information We Collect
Information you provide directly: If you contact us through a form, email, or comment on the Site, we collect the information you submit (such as your name and email address).
Information collected automatically: Like most websites, we automatically collect certain technical information when you visit, including your IP address, browser type, device type, pages viewed, and time spent on the Site. This is collected through cookies and similar tracking technologies.
2. Cookies
We use cookies and similar technologies to operate the Site, remember your preferences, and analyze traffic. You can disable cookies through your browser settings, though some parts of the Site may not function properly without them.
3. Google AdSense & Advertising
This Site uses Google AdSense to display advertisements. Google, as a third-party vendor, uses cookies to serve ads based on your prior visits to this and other websites. Google’s use of advertising cookies enables it and its partners to serve ads based on your visit to this Site and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of some third-party vendor cookies at www.aboutads.info.
4. Analytics
We use Google Analytics to understand how visitors use the Site. Google Analytics collects information anonymously and reports website trends without identifying individual visitors. You can learn more about how Google uses this data at policies.google.com/technologies/partner-sites.
5. Affiliate Links & Disclosure
TermLifePicks participates in affiliate programs with life insurance companies and comparison platforms, including but not limited to Ethos, Ladder, and Banner Life. This means we may earn a commission if you click a link on our Site and complete an application or purchase with one of our partners, at no additional cost to you.
Our editorial content is based on publicly available information from insurers’ official websites and quoting tools. Affiliate relationships do not influence the factual accuracy of the rate data, coverage details, or comparisons we publish.
TermLifePicks is not a licensed insurance agency and does not sell insurance policies directly. We provide comparative information to help readers evaluate their options; all applications and purchases are completed directly with the insurance company or its licensed partners.
6. Comments
When visitors leave comments on the Site, we collect the data shown in the comment form, along with the visitor’s IP address and browser user agent string to help with spam detection.
An anonymized string created from your email address (a “hash”) may be shared with the Gravatar service to check whether you use it. The Gravatar privacy policy is available at automattic.com/privacy. After your comment is approved, your profile photo is publicly visible next to your comment.
7. Media
If you upload images to the Site, avoid uploading images with embedded location data (EXIF GPS). Visitors to the Site can download and extract location data from images.
8. Cookies (WordPress Functional Cookies)
If you leave a comment, you may opt in to saving your name, email, and website in cookies for your convenience on future comments. These cookies last one year.
If you log in to the Site (administrators/contributors), we set temporary cookies to determine whether your browser accepts cookies, plus cookies to save your login information and screen display choices. Login cookies last two days (or two weeks if you select “Remember Me”), and screen options cookies last one year. If you edit or publish an article, an additional cookie is saved containing no personal data, just the post ID; it expires after one day.
9. Embedded Content From Other Websites
Articles on this Site may include embedded content (e.g. videos, images, or articles from other websites). Embedded content behaves exactly as if you visited the other website directly, and that website may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that content.
10. How We Use Information
We use the information we collect to:
- Operate and improve the Site
- Respond to inquiries submitted through our contact form
- Understand how visitors use our content
- Display relevant advertising through Google AdSense
We do not sell your personal information to third parties.
How Long We Retain Your Data
If you leave a comment, the comment and its metadata are retained indefinitely so we can recognize and approve follow-up comments automatically. If you request a password reset (administrators/contributors), your IP address is included in the reset email.
11. Third-Party Links
Our Site contains links to third-party websites (including insurance companies and comparison partners). We are not responsible for the privacy practices or content of those external sites. We encourage you to review their privacy policies before providing any personal information.
12. Your Privacy Choices (including California residents)
Depending on where you live, you may have the right to:
- Know what personal information we collect and how it’s used
- Request access to or deletion of your personal information
- Opt out of the sale or sharing of personal information (we do not sell personal information)
To exercise any of these rights, contact us using the details below.
13. Children’s Privacy
This Site is not directed at children under 13, and we do not knowingly collect personal information from children under 13.
14. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last updated” date.
15. Contact Us
If you have questions about this Privacy Policy, contact us at:
Email: pablogt20042004@gmail.com Website: termlifepicks.com